Build credit history just by paying your rent
Report
your rent
Get new
tradelines
Build your
credit profile
ExtraCredit reports the bills you're already paying, like rent and utilities.
If you pay rent, it's time to get the credit you deserve. With ExtraCredit, you can report things like rent, utilities and even your phone bill as credit tradelines. If you pay rent, add it to your credit profile to get the credit you deserve.
How it works:
- Connect your bank with ExtraCredit
- Help identify your rent payments
- Sit back as your tradelines are reported
Start reporting your rent
Total credit coverage & you can try it free
Build your credit history, track your credit and protect your identity
| ExtraCredit | Rent Reporters | Credit Rent Boost | |
|---|---|---|---|
| Rent reporting | |||
| Utility bill reporting | |||
| Credit profile building offers | |||
| Four additional ExtraCredit features | |||
ExtraCreditEverything you need to master your credit. Start your free trial |
Basic CompetitorCharge you more to do less |
Basic CompetitorCharge you more to do less |
More reasons to build your credit profile
Rent and utility reporting
First, match transactions from your bank account to your rent and utility payments. Then, automatically report those payments through Build It every month. As long as you make your payments, using Build It will help you get credit where credit is due.
Credit profile building offers
On top of rent and utility reporting, ExtraCredit comes with personalized credit card and loan offers appropriate for your credit score. Not to mention rewards for these offers through Reward It, meaning if you get approved, you get paid.
Extra features at no extra cost
- $1M ID theft insurance
- Dark web scans
- Proactive security alerts
- 28 FICO® Scores
- All three bureau reports
- Credit monitoring
- Actual cash rewards
- Personalized offers
- Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors†
†not available in Oregon
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