Build credit history just by paying your rent

your rent

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Build your
credit profile

ExtraCredit reports the bills you're already paying, like rent and utilities.

If you pay rent, it's time to get the credit you deserve. With ExtraCredit, you can report things like rent, utilities and even your phone bill as credit tradelines. If you pay rent, add it to your credit profile to get the credit you deserve.

How it works:

  • Connect your bank with ExtraCredit
  • Help identify your rent payments
  • Sit back as your tradelines are reported

Start reporting your rent

Total credit coverage & you can try it free

Build your credit history, track your credit and protect your identity

Rent Reporters
Credit Rent Boost
Rent reporting
Utility bill reporting
Credit profile building offers
Four additional ExtraCredit features


Everything you need to master your credit.

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Basic Competitor

Charge you more to do less

Basic Competitor

Charge you more to do less


Everything you need to master your credit.

Start your free trial

More reasons to build your credit profile

track your score

Rent and utility reporting

First, match transactions from your bank account to your rent and utility payments. Then, automatically report those payments through Build It every month. As long as you make your payments, using Build It will help you get credit where credit is due.

build your score

Credit profile building offers

On top of rent and utility reporting, ExtraCredit comes with personalized credit card and loan offers appropriate for your credit score. Not to mention rewards for these offers through Reward It, meaning if you get approved, you get paid.

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Extra features at no extra cost

  • $1M ID theft insurance
  • Dark web scans
  • Proactive security alerts
  • 28 FICO® Scores
  • All three bureau reports
  • Credit monitoring
  • Actual cash rewards
  • Personalized offers
  • Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors†
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†not available in Oregon

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