Lenders don't use free credit scores

See what lenders see with 28 FICO® Scores from ExtraCredit®. Get started with a 7 day free trial.*

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The average credit score in the United States is 716. How do you compare?

What you get and why it's important

The only credit score that actually matters is the one your lender is looking at. With ExtraCredit, you get 28 FICO® Scores, covering auto loan scores, home loan scores and more. In other words, you see what lenders see.

What we monitor:

  • 28 FICO® Scores
  • All three bureau reports-Experian, Equifax, and TransUnion
  • Advanced credit monitoring and alerts
  • Credit factor report card

Your credit is important—Track It

Better than basic monitoring

Over $100 of value for $24.99. Cancel anytime.

  ExtraCredit Credit Karma
All three bureaus
28 FICO® Scores
Updated monthly
Credit report card
Four additional ExtraCredit features
 

ExtraCredit

Everything you need to master your credit.

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Basic Competitor

A generic score that lenders may never see.

ExtraCredit

Everything you need to master your credit.

Start your free trial

A better than free credit monitoring solution

28 FICO® Scores

28 FICO® Scores

When it comes to your credit, knowing is half the battle, and frankly, those 'free' credit scores aren't telling you the whole story. That's why with Track It, we give you 28 different scores to provide you with a complete understanding of your credit. And that's not all, we also explain why each score is different and in what ways they're being used.

Build your credit profile

Build your credit profile

The dark web is exactly what it sounds like—a highly encrypted version of the internet often used to steal and sell identities. Our services continually scan hidden websites and file-sharing networks for breaches of your personal information.

Extra features at no extra cost

    GuardIt
  • $1M ID theft insurance
  • Dark web scans
  • Proactive security alerts
     
    BuiltIt
  • Rent reporting
  • Utility reporting
  • Credit profile buiilding offers
    RewardIt
  • Actual cash rewards
  • Personalized offers
    RestoreIt
  • Exclusive discount to one of the leaders in credit repair who works with all three bureaus and your creditors†
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†Not available in Oregon